The "uzA +" rating means very high level of solvency of CJSS UzKDB Bank, which reflects low level of credit risks in its activities. The bank with "uzA +" rating has high potential to execute its financial liabilities in full and on time towards creditors, depositors and investors.

The affirmed rating of CJSS UzKDB Bank at "uzA +" reflects high business activity of the bank in the market, the rapidly developing commercial network, adequate capitalization and balanced liquidity position, as well as a good level of management.

At the same time, the risks related with the rapid growth of the bank assets, as well as the bank’s main focus in certain locations and the sensitivity of the bank’s business to the possible adverse changes in external financial markets are all considered in the assignment process of this rating.

Factors such as the support of shareholders whenever required or bank’s competitive position in the corporate services market gives additional stability to the bank’s activities. Furthermore, other factors such as CJSS UzKDB Bank being the bank with foreign capital and the bank’s significant role on providing financial support to the corporate sector in the country’s economy should be emphasized. The size of the customer base and the bank’s strong position in the domestic market has also been taken into account.

Assignment of such high rating is also due to the fairly stable and continuously strengthening position of the bank among other commercial banks, especially in terms of total assets and capital base.