The depositors can put their money to deposits for 6 months and 12 months respectively. The money accepted in cash and in cashless form. The preliminary fee is unlimited. The interest rates paid each month to pay communal services. The interest rates are not capitalized. The deposit size can be increased.

Currently, Universalbank offers about 12 deposits in national currency.

Universalbank is a member of the State Fund for Guaranteeing Population Deposits of Uzbekistan, which guarantees full return of deposits by the government. The bank recalled that it fully formed charter capital in line with minimal requirement of the Central Bank of Uzbekistan.