In accordance with the provision, commercial banks will provide preferential microcredits to low-income families, who intend to engage in certain types of labor, ensuring the self-sufficiency of their families.

According to the document, banks can provide microcredits to low-income families in the amount of up to 100 sizes of minimum wage at interest rate of 4 percent per annum.

Microcredits are allocated for up to three years without the right to extend the repayment term with a six-month grace period.

Borrowers can purchase sewing machines, fabrics and consumables, inventory for handicraft activities, household, computer and other equipment due to microcredit.

Also, the funds can be used to purchase various tools to ensure self-employment and development of personal plots.

Borrowers of microcredit and interest on it can be paid in cash, with banking cards or by transfer from deposit accounts.

In cases of detection of misuse of microcredits, the commercial bank has the right to request early repayment of the amount of the microcredit, used for other purposes.