Tashkent, Uzbekistan (UzDaily.com) — As of 1 July 2025, the total loan portfolio of the banking system in Uzbekistan reached 575.2 trillion soums, reflecting a 16% increase compared to the same period last year, according to data from the Central Bank of Uzbekistan.

This growth reflects both an activation of consumer lending and an expansion of business financing. The most significant increase was recorded in the segment of lending to individuals. The volume of loans issued to individuals grew by 22%, reaching 196.9 trillion soums.

Within this segment, a notable surge occurred in microloans, which increased by 73% to 57.9 trillion soums.

Mortgage lending grew by 18%, reaching 72.8 trillion soums, whereas auto loans declined by 12%, totaling 37.1 trillion soums.

Other loans in the personal lending segment rose dramatically by 342%, up to 2.22 trillion soums.

Education loans demonstrated moderate growth of 16%, amounting to 5.9 trillion soums, while the volume of other consumer loans increased by 22%.

In the corporate lending segment, the debt of legal entities to banks increased by 14%, reaching 378.4 trillion soums.

The majority consists of loans extended to non-credit organizations, which grew by 12% to 354.6 trillion soums.

Significant growth was observed in leasing and factoring — up 52% to 3.6 trillion soums — as well as in microloans, which increased by 51% to 14.25 trillion soums.

Interbank lending rose by 20%, amounting to 679 billion soums, whereas syndicated loans grew by only 5%, reaching 5.26 trillion soums.