The credit union proposes “Consumer” and “Commercial”credits. The minimal size of in both products is 500,000 soums and the credit issued from 1 month to 12 months. The interest of credit is from 3.5% to 6%.

The “Agriculture” credit is issued from six months to 12 months. The minimal sum of credit is 500,000 soums and interest rate set at 3.5% to 5%.

The “Loan” credit can be taken from a month to 12 months under interest rate of 5.5%. The minimal sum of loan is 500,000 soums.

The clients can receive at least 400,000 soums with “Social” credit product. The credit allocated from a month to 12 months under the interest rate of 3.5%-5.5%.

City Credit Optima can pledge cars, bail of the third party, gold products, real estate, guarantee or insurance policy.