Industry remains the leader in lending volume in Uzbekistan
Tashkent, Uzbekistan (UzDaily.com) — The total volume of commercial bank lending in Uzbekistan increased by 13% from 1 January 2024 to 1 January 2025, rising from 471.41 trillion soums to 533.12 trillion soums, according to data from the Central Bank of the country.
The largest share of the loan portfolio continues to be occupied by the industrial sector: over the year, lending in this sector grew by 9%, reaching 153.39 trillion soums. However, its share of total loans decreased from 30% to 29%.
Lending to agriculture increased by 6%, reaching 50.3 trillion soums, with the sector's share decreasing from 10% to 9%.
Lending in the construction sector grew by 6%, totaling 12.96 trillion soums, but the sector's share decreased from 3% to 2%.
Lending to individuals demonstrated the highest growth, increasing by 19% to 177.53 trillion soums, with its share rising from 32% to 33%.
The trade and public services sector grew by 17%, reaching 38.13 trillion soums, while its share remained at 7%. Other sectors showed a 23% increase, reaching 61.46 trillion soums, with their share rising from 11% to 12%.
Negative dynamics were observed in the transport and communications sector, where lending decreased by 4%, totaling 32.81 trillion soums, and its share decreased from 7% to 6%. The housing and communal services sector also showed a decrease of 1%, totaling 2.32 trillion soums, with its share falling from 0.5% to 0.4%.
The material and technical supply and sales sector increased by 4%, reaching 4.21 trillion soums, but its share in total loans slightly decreased from 0.9% to 0.8%.