Tashkent, Uzbekistan (UzDaily.com) -- Based on the credit history, the financial condition of borrowers, their ability to repay debts are assessed, and a rating system (scoring) of borrowers is being formed. This is necessary in order to understand whether you will be given a loan or not.

Credit scoring is a scoring system for assessing your ability to repay a loan. The points that are assigned to you depend on the presence or absence of arrears, as well as on such factors as income, type of activity, age and marital status, and others.

To increase your scoring score, you need to keep track of your credit history, not overload your debt burden and fulfill obligations in a timely manner.

The higher the score, the higher the chance of getting a loan and loan products.

To do this, it is enough to register on the Single Portal and go to the section "Obtaining a Credit History". After a few clicks, you will be presented with detailed information about the loans you received.

Important - you have the right to receive information about your credit history for free once a year and on a paid basis - an unlimited number of times without giving any reason.