The system has been developed by the Chamber of Commerce and Industry of Uzbekistan in cooperation with SSP Maroqand unitary enterprise.

SMS-To’lov system is payment processing system, which carries out electronic payment between clients and companies with help of banking payment cards. The system allows to carry out payment in several seconds through any mobile handsets with help of SMS. The service is available 24 hours a day and seven days a week.

Users of the system will be able fully use their resources at own banking payment cards. The system allows to pay to various gods and services in online mode. The clients should visit Universalbank with their passport, mobile handset and registers to the system. The bank officers will register client and install application to mobile handset, as well as issue unique login and password.

The clients can pay services of mobile operators, communal services, Internet services, services of the Chamber of Commerce and Industry, public transport, fixed telephone lines, insurance, tax, etc.