The bank said that its net income for first six months of 2011 made up 656.1 million soums.

Assets of Universalbank decreased by 2.2% in January-June 2010 to 33.096 billion soums. The credit investments increased by 9.4% to 11.315 billion soums.

The volume of consumer loans reached 419.1 million soums (+15.3% in January-June 2011) and microloans – 446 million soums (+18.7%).

Investment portfolio of the bank grew by 7.4% in the reporting period and exceeded 1.665 billion soums.

As of 1 July 2011, the volume of attracted deposits made up 15.524 billion soums (-19%) and population resources – 3.808 billion soums (+20.8%).

Term deposits grew by 52.7% to 1.395 billion soums and deposits on demand – by 91.2% to 969 million soums. The resources at banking payment cards fell by 16.6% to 1.445 billion soums.

Universalbank private open joint stock commercial bank was founded on 25 May 2002 with charter capital of 0.05 billion soums on the base of Qoqand private open joint stock commercial bank.

The headquarters of the bank is located in Qoqand city, Ferghana region of Uzbekistan. The main clients of the bank are small and private businesses, as well as retail clients.