The document envisages the commercial banks can realize enterprises and shares in enterprises, their property, which were seized due to debt, via auctions or direction negotiations if the auction was not held.

The enterprise or stake in enterprises, as well as their property will be realized to new investors in line with the list, approved by the Government. The list includes 33 objects.

The document set that if the auction failed and direction negotiations did not give results, the object can be realized with decreasing market price of the object by 10% in line with the decision of shareholders of the bank or council of the bank. At the same time, the price cut cannot exceed 50%.

The payments can be made in lump sum or in installations without interest rates. The objects will be transferred to new investors once they fully paid the sum of the agreement on purchase of the object.

General shareholders meetings and Councils of commercial banks were recommended to write off negative balance between price of the object and received payment for object, as well as requirements of the bank after realization of the object.